Job Information
First Horizon Bank Score Underwriter Renewal in Memphis, Tennessee
Description
Location: On site, Memphis, TN
Summary
Provides analytical support for commercial banking including an independent analysis of the creditworthiness of commercial and business customers and prospects.
Key Responsibilities include:
UWM to provide production goals based upon needed level of supervision and complexity of deal flow.
Work directly with the RM to ensure accurate reflection of financials
Work directly with the RM to ensure accurate preparation of Loss Given Default, Probability of Default and Risk Adjusted Return on Capital models at time of new/renew requests.
Ensure accurate reflection of lending matrix authority
Ensure coding
Ensure recognition of Policy Exceptions.
Finalize credit package with conditions precedent as needed to ensure Loan Closing has a complete approval package.
Follow procedures to ensure that the system of record (Loan Quality Assurance System) is documented with the reviewed items and forwarded for signature to CRM.
Identify portfolio weaknesses and trends and alert CRM and UW Manager to deteriorating portfolio conditions
Performs all other duties as assigned
Requirements include:
To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. Additionally, the qualifications listed below are representative of the knowledge, skills, and/or abilities required in this position:
Bachelor (4-year college) degree and 2-3 years of experience or equivalent combination of education and experience
Microsoft Office suite
About Us
First Horizon is a leading regional financial services company, dedicated to helping our clients, communities and associates unlock their full potential with capital and counsel. With $81.7 billion in assets as of December 31, 2023, we serve clients through a team of approximately 7,300 associates and 418 banking centers throughout the southeastern United States. Headquartered in Memphis, TN, the banking subsidiary First Horizon Bank operates in 12 states across the southern U.S. First Horizon has been recognized as one of the nation’s best employers by Fortune and Forbes magazines and a Top 10 Most Reputable U.S. Bank.
Benefit Highlights
• Medical with wellness incentives, dental, and vision
• HSA with company match
• Maternity and parental leave
• Tuition reimbursement
• Mentor program
• 401(k) with 6% match
• More -- FirstHorizon.com/First-Horizon-National-Corporation/Careers/Our-Benefits
Corporate Diversity Commitment:
We remain committed to creating a more equitable society, and that starts with our associates, our clients, and the communities we serve. We do this by elevating equity, providing capital and counsel, and committing to excellence in everything we do.
Follow Us
Facebook (https://www.facebook.com/FirstHorizonBank)
X formerly Twitter
LinkedIn (http://www.linkedin.com/company/first-horizon-bank)
YouTube (https://www.youtube.com/channel/UCEVs5OMj-b0H9Dr5Q209_-Q)
Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities
The contractor will not discharge or in any other manner discriminate against employees or applicants because they have inquired about, discussed, or disclosed their own pay or the pay of another employee or applicant. However, employees who have access to the compensation information of other employees or applicants as a part of their essential job functions cannot disclose the pay of other employees or applicants to individuals who do not otherwise have access to compensation information, unless the disclosure is (a) in response to a formal complaint or charge, (b) in furtherance of an investigation, proceeding, hearing, or action, including an investigation conducted by the employer, or (c) consistent with the contractor’s legal duty to furnish information. 41 CFR 60-1.35(c)